Guaranteed Investment Certificates (GICs)

• Terms range from 1 to 5 years.
• Interest rate is fixed for the length of the term chosen.
• Unless otherwise stated all rates quoted are per annum.
• Interest is paid either monthly, semi-annually or annually by direct deposit.
• Alternatively, interest can be compounded annually and paid at maturity.
• One year cashable GICs after 30 or 90 days are also available.
• Minimum deposit is $5,000.

To open a Home Trust GIC, please contact the Deposits Department at 1-877-903-2133 x 5055 or email us at gicdept@hometrust.ca.

We will require you to complete a HTC Non Registered Canadian Dollar Guaranteed Investment Application and provide a cheque drawn on a Canadian Financial Institution.

• Third Party Declaration Information Form
• HTC Non Registered Canadian Dollar Guaranteed Investment Application
• INVESTMENT TERMS AND CONDITIONS FOR NON-REGISTERED INVESTMENTS

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