Your home is one of your most important investments and one of your family’s most valuable assets. If anything were to happen to you, you would want to protect both your family and your home.
Home Trust Protection Plus provides simple and affordable mortgage life insurance1 that will help to protect your family from the financial burden of a mortgage in the event of your death. This is a unique, industry-leading protection product with NO MEDICAL EXAMS and NO INTRUSIVE MEDICAL QUESTIONS.
Protection Plus benefits include:
In addition, the same protection is available to a co-borrower or to the guarantor of the mortgage.
The cost of this valuable insurance is based on your age, smoker status and the principal amount owing on your mortgage when you apply†.
Home Trust Protection Plus offers flexible coverage options:
You are eligible to apply if you are a Canadian resident between the ages of 18 and 70, and are approved for a Home Trust mortgage or are the guarantor of the mortgage.
There are NO MEDICAL EXAMS or tests when you apply and NO MEDICAL QUESTIONS .
Coverage will take effect immediately with your first premium payment.
So get the protection your family deserves. Call 1-877-903-2133 x 5820 to ask a Mortgage Specialist for a no-obligation quote. We’re available Monday through Friday from 9 am to 5 pm EST.
1 Home Trust Protection Plus provides group creditor mortgage life
insurance underwritten by Foresters Life Insurance Company that aligns with your mortgage
over a 25-year amortization period. Defined terms and complete details of all
benefits, exclusions and limitations that may apply are included in the
Certificate of Insurance and accompanying booklet.
2 Total outstanding for all conventional or Canada Mortgage and Housing Corporation (CMHC) insured mortgages held with Home Trust Company.
† Provincial sales taxes apply in certain provinces. Rates are subject to change.
Ready to apply? Complete our easy online application in minutes, or call 1-855-270-3630.
Use our calculators to see how much you can afford and how much you can save with a Home Trust mortgage.