Purchasing Your Property

Home Trust provides a full range of mortgage options for many types of property purchases including single-family dwellings, condominiums, duplexes, triplexes, store and apartment and rental properties.

Depending on the mortgage product, your property type and your location, we lend up to 80% of the value of your property. For example, if your property is appraised at $300,000, your maximum mortgage amount would be $240,000 ($300,000 x 80%) less any existing secured debts.

The term of your mortgage can be 1 to 5 years, with amortization periods up to 30 years. We also offer you flexible repayment options, including the option of paying down a lump sum of up to 20% of your principal each year on your anniversary, so you can be mortgage-free faster.

We’re committed to doing everything we can to make your mortgage experience as stress-free as possible. We evaluate every mortgage application individually to determine the appropriate pricing and we will always give the best possible rate.

Start your Mortgage Application now!

Mortgage Application

Mortgage Application

Ready to apply? Complete our easy online application in minutes, or call 1-855-270-3630.

Mortgage Calculators

Mortgage Calculators

Use our calculators to see how much you can afford and how much you can save with a Home Trust mortgage.