Registered Retirement Income Funds (RRIFs)

• Terms range from 1 to 5 years.
• Interest rate is fixed for the length of the term chosen.
• Unless otherwise stated all rates quoted are per annum.
• Interest is compounded annually.
• No opening or transfer charges.
• Minimum deposit is $10,000.
• One unscheduled withdrawal per year subject to the value of the plan.
• Interest fluctuates with annual minimum payment option.
• Annual statement.
• The certificate is not redeemable prior to maturity except at death of the registered holder.
• The specimen plan number for Home Trust RRIF’s is 1235.

To open a Home Trust RRIF, please contact the Deposits Department at 1-877-903-2133 x 5055 or email us at gicdept@hometrust.ca.

• Retirement Income Fund Investment Application Form for Direct Client
• RETIREMENT INCOME FUND (RIF) DECLARATION OF TRUST TERMS AND CONDITIONS
• T-2033

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