Registered Retirement Income Funds (RRIFs)
- Terms range from 1 to 5 years.
- Interest rate is fixed for the length of the term chosen.
- Unless otherwise stated all rates quoted are per annum.
- Interest is compounded annually.
- No opening or transfer charges.
- Minimum deposit is $10,000.
- One unscheduled withdrawal per year subject to the value of the plan.
- Interest fluctuates with annual minimum payment option.
- Annual statement.
- The certificate is not redeemable prior to maturity except at death of the registered holder.
- The specimen plan number for Home Trust RRIF’s is 1235.
To open a Home Trust RRIF, please contact the Deposits Department at
1-877-903-2133 x 5055 or email us at firstname.lastname@example.org.
Where no instructions are received investments will automatically renew for the
same terms and conditions at the prevailing interest rates.
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