Home Trust has some of the best Visa credit card options available in Canada

Our Visa credit cards offer a host of valuable benefits and features. Browse the Home Trust Visa Canadian credit card accounts below.

preferred

Home Trust Preferred Visa credit card

Benefits at a glance

No annual fee1

No foreign exchange fees2

1% cash back Visa rewards3

Visa Zero Liability4

Purchase Security insurance5

Apply now
elv

Home Trust Equityline® Visa credit card

Benefits at a glance

Access home equity

Low interest rate1

No annual fee1

Credit card with high limit

No foreign exchange fees2

Apply now
secured

Home Trust Secured Visa credit card

Benefits at a glance

Set your own high credit limit

Lower interest rate option1

Best way to build credit6

No annual fee option1

All the convenience of a credit card

Apply now

Home Trust Visa credit cards

Looking for a Visa cash back credit card, a travel credit card with no foreign exchange fees, or a Visa credit card with no annual fee? Or are you interested in a credit card for home reno financing, a secured credit card to rebuild credit or are new to Canada? Whatever your need, Home Trust has a Visa credit card for you.

Compare Home Trust Visa Canadian credit cards

Finding the best Home Trust Visa card for your needs

What credit card features and benefits are most important to you?
Select 2 icons below to find your ideal Home Trust Visa credit card.

CashBack Rewards

No annual fee

Low interest rates

No foreign exchange fees

High credit card limits

Build credit

Purchase Security

Guaranteed hotel reservations

Card services

Change your PIN

Call 1-833-263-2828 and follow the instructions to select a new four-digit PIN

Online services

Register at hometrust.ca/visaonline for access to online account services

Lost or stolen card

Get help 24/7 by calling 1-800-847-2911 (International: 1-800-847-2113)

Activate your card

Activate your new Home Trust Visa today by calling 1-866-333-4786

Digital Wallet ready

Add Home Trust Visa to your mobile device.
Learn more at hometrust.ca/digitalwallet

Legal
*Visa Int./Home Trust Company, licensed user of mark.
*Conditions apply
1No-fee Preferred Visa offers an annual interest rate of 21.99%. Secured Visa offers a choice between no annual fee and 19.99% interest or an annual fee of $59 and 14.90% interest. No-fee Equityline Visa interest rate varies, depending on real estate collateral and borrower’s credit.
2Foreign currency transactions are converted at the exchange rate set by Visa International, without additional surcharge.
3Cash advances, balance transfers, interest, fees and foreign transactions (including online purchases in foreign currencies) are not eligible for CashBack Rewards.
4Certain restrictions, limitations and exclusions apply. The Visa Zero Liability policy protects Visa cardholders who have a Canadian issued Visa card and experience fraud through unauthorized use of their card.
5Purchase Security insurance is underwritten by Chubb Insurance Company of Canada. Complete terms and conditions, are outlined in the Certificate of Insurance provided with your card.
6To qualify, applicants cannot currently be in bankruptcy and are subject to other terms and conditions including validation of ID and applicable Know Your Client requirements. Applicants must be at least the age of majority in the province/territory where they reside.