Getting the credit you deserve.
Select the Home Trust Visa that’s right for you.

Our credit card offerings

Home Trust Equityline Visa Card
$
Consolidate your debts and save, renovate your home, even just manage everyday expenses – it’s up to you! 
Apply now
Home Trust Preferred Visa Card
$
Home Trust’s no annual fee Preferred Visa with 1% cashback and no limits to the amount you can earn.
Apply Now
Home Trust Secured Visa Card
$
Our Secured Visa is a great way to build or re-build your credit, even if you’ve had difficulties in the past or have never had a credit card. 
Apply Now
elv_card

Home Trust Equityline® Visa Card

If you own your home, use your home equity to secure a revolving line of credit of up to $100,000 and a Visa Gold Card, with rates and payments probably lower than what you are paying right now†. Consolidate your debts and save, renovate your home, even just manage everyday expenses – it’s up to you!
Learn more
Visa-Preferred-Light

Home Trust Preferred Visa Card

Wouldn’t it be nice to have a credit card that offers what you need, and more? Introducing Home Trust’s no annual fee Preferred Visa with 1% cashback and no limits to the amount you can earn.
Learn more
Visa-Preferred-Light
Visa-Secured-Plain

Home Trust Secured Visa Card

Have you been turned down for a credit card? Our Secured Visa is a great way to build or re-build your credit, even if you’ve had difficulties in the past or have never had a credit card. Virtually everyone is approved. Plus you’ll get all the benefits and convenience of carrying a Visa card!
Learn more

Purchase Security

Purchase Security Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Most items purchased with your Home Trust Visa Card are insured against theft or damages for 90 days from the day of purchase. To find out more call 1-877-686-7677 or download the insurance certificate for full coverage details.

Download certificate

Register your Home Trust Visa Card with Verified by Visa* and get greater protection against unauthorized use of your Visa card for online purchases.
Register today

Our Story

We offer Canadians a wide range of financial product and service alternatives, including mortgages, Visa cards, deposits and retail credit services.
Learn more

Get in touch with Home Trust

Home Trust Company is one of Canada's leading trust companies