Current Rates for Home Bank GICs

The rates below are effective as of today and were last changed on: 11/16/2018

Unless otherwise stated, all rates quoted are per annum and are subject to change without notice.

Home Trust Company GIC Rates

High Interest Savings Account Rate (both issuers)

Guaranteed Investment Certificates (GICs)

Terms 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.69 2.79 2.99 3.11 3.22 3.38 $5,000
Semi-Annual 2.64 2.74 2.94 3.06 3.17 3.33 $5,000
Monthly 2.59 2.69 2.89 3.01 3.12 3.28 $5,000

Retirement Savings Plans (RSPs)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound                           2.69 2.79 2.99 3.11 3.22 3.38 $1,000

Tax Free Savings Account (TFSA)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.69 2.79 2.99 3.11 3.22 3.38 $1,000

Retirement Income Funds (RIFs)

Income Options: Annual, Semi-Annual, Quarterly and Monthly

Terms 1 year 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.69 2.99 3.11 3.22 3.38 $10,000

Short-Term Deposit (RSP from 90 days minimum $2,500)

Term 30-59 Days 60-89 Days 90-119 Days 120-179 Days 180-269 Days 270-364 Days Min. Dep.
Paid at Maturity 1.39 1.44 1.49 1.64 2.30 2.34 $5,000

1 Year Cashable

After 30 Days After 90 Days Min. Dep.
1.25 1.60 $5,000
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