Home Trust Company
Current Rates

The rates below are effective as of today and were last changed on:

07/17/2018

Unless otherwise stated, all rates quoted are per annum and are subject to change without notice.

GUARANTEED INVESTMENT CERTIFICATES (GICs)

Terms 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.23 2.32 2.61 2.85 2.96 3.25 $5,000
Semi-Annual 2.18 2.27 2.56 2.80 2.91 3.20 $5,000
Monthly 2.13 2.22 2.51 2.75 2.86 3.15 $5,000

RETIREMENT SAVINGS PLANS (RSPs)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound 2.23 2.32 2.61 2.85 2.96 3.25 $1,000

TAX FREE SAVINGS ACCOUNT (TFSA)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.23 2.32 2.61 2.85 2.96 3.25 $1,000
RETIREMENT INCOME FUNDS (RIFs)

Income Options: Annual, Semi-Annual, Quarterly and Monthly

Terms 1 year 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.23 2.61 2.85 2.96 3.25 $10,000

SHORT-TERM DEPOSIT(RSP from 90 days minimum $2,500)

Term 30-59 Days 60-89 Days 90-119 Days 120-179 Days 180-269 Days 270-364 Days Min. Dep.
Paid at Maturity 1.15 1.25 1.35 1.50 1.70 1.80 $5,000

1 YEAR CASHABLE

After 30 Days 1.16 $5,000
After 90 Days 1.26 $5,000