Home Trust Company
Current Rates

The rates below are effective as of today and were last changed on: 09/25/2018

Unless otherwise stated, all rates quoted are per annum and are subject to change without notice.

GUARANTEED INVESTMENT CERTIFICATES (GICs)

Terms 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.40 2.49 2.81 2.88 3.02 3.20 $5,000
Semi-Annual 2.35 2.44 2.76 2.83 2.97 3.15 $5,000
Monthly 2.30 2.39 2.71 2.78 2.92 3.10 $5,000

RETIREMENT SAVINGS PLANS (RSPs)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound 2.40 2.49 2.81 2.88 3.02 3.20 $1,000

TAX FREE SAVINGS ACCOUNT (TFSA)

Term 1 year 18 mths 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.40 2.49 2.81 2.88 3.02 3.20 $1,000

RETIREMENT INCOME FUNDS (RIFs)

Income Options: Annual, Semi-Annual, Quarterly and Monthly

Terms 1 year 2 year 3 year 4 year 5 year Min. Dep.
Annual Compound or Annual Pay 2.40 2.81 2.88 3.02 3.20 $10,000

SHORT-TERM DEPOSIT(RSP from 90 days minimum $2,500)

Term 30-59 Days 60-89 Days 90-119 Days 120-179 Days 180-269 Days 270-364 Days Min. Dep.
Paid at Maturity 1.15 1.25 1.35 1.60 2.00 2.10 $5,000

1 YEAR CASHABLE

After 30 Days 1.16 $5,000
After 90 Days 1.26 $5,000