Today’s Rate 4.40%*

A secure way to grow your savings

The Home Trust High Interest Savings Account is a great way to enjoy both growth and security. Our competitive interest rate enables your savings to grow, while giving you peace of mind that your investments are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits. All deposits are available through either Home Trust Company or Home Bank, both of which are separate members of CDIC.

Speak to your Financial Advisor about a Home Trust High Interest Savings Account!

Earning Potential

Competitive interest rates are calculated daily and paid monthly


Each deposit available through Home Trust Company or Home Bank


Funds are eligible for CDIC coverage up to applicable limits


Access to your funds anytime with no maturity dates or lock-in periods

*Interest rate quoted is annual for Class A units, and may change at anytime without prior notice.

Account Inquiries

Tel: 1-888-483-0272 | Fax: 1-855-886-9868 | 30 Adelaide St East, Suite 1, Toronto, Ontario, M5C 3G9

Investors: For more information, contact your Financial Advisor.

Account Features

FundSERV Codes Class A: HOM100 (Home Trust Company) or HOB100 (Home Bank)
Class F: HOM101 (Home Trust Company) or HOB101 (Home Bank)
Issuers Home Trust Company or Home Bank
CDIC Eligible Yes, through either issuer, up to applicable limits (
Interest Calculated daily, paid monthly to the account as reinvested distribution
Plan Type Registered and non-registered plans, including Tax-Free Savings Accounts
Eligibility Canadian residents
Currency Canadian funds only
Minimum Initial Investment $1,000
Maximum Investment per Account $10,000,000
Account Type Nominee accounts only
Interest rate Interest is calculated daily on closing balance and paid monthly to the account as reinvested distributions
Transactions Allowed only through FundSERV, unlimited number of deposits and withdrawals with T+1 settlement
Pre-authorized Transactions Available as PACs and SWPs
Settlement T+1 settlements (Daily transaction closing time: 4:00 PM EST)

Product Information

Historical Rates