Our Guaranteed Investment Certificates (GIC)

A Secure Way To Grow Your Savings

We provide a range of Guaranteed Investment Certificates (GICs) and a High Interest Savings Account (HISA)
for both personal and commercial needs, offering guaranteed returns and competitive rates. In addition, each
deposit is available through either Home Trust Company or Home Bank, both of which are separate members of the Canada Deposit
Insurance Corporation (CDIC).

Product Term Plan Availability and Minimum Deposits
Short Term GIC(non-redeemable) Non-registered: 30-365 days
RSP: 90-365 days
Non-registered:
RSP:
$5,000
$2,500
1 Year Cashable
(redeemable)
1 year cashable after
30 or 90 days
Non-registered: $5,000
Long Term GIC
(non-redeemable)
1-5 years Non-registered:
RSP & TFSA:
RIF:
$5,000
$1,000
$10,000
High Interest Savings Account
(redeemable)
Open (Nominee name and through FundSERV only) $1,000

Marketing Materials

Home Trust and Home Bank GICs are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits.