{"id":5573,"date":"2020-05-01T14:58:02","date_gmt":"2020-05-01T14:58:02","guid":{"rendered":"https:\/\/www.hometrust.ca\/?p=5573"},"modified":"2020-05-01T14:58:02","modified_gmt":"2020-05-01T14:58:02","slug":"manuelfullstory","status":"publish","type":"post","link":"https:\/\/www.hometrust.ca\/fr-ca\/blog\/manuelfullstory\/","title":{"rendered":"Conclure un pr\u00eat apr\u00e8s <b>un accident du travail<\/b>"},"content":{"rendered":"<p><strong>Manuel doit refinancer son hypoth\u00e8que priv\u00e9e co\u00fbteuse<\/strong><br \/>\nManuel \u00e9tait un fonctionnaire avec pr\u00e8s de vingt ans d\u2019exp\u00e9rience jusqu\u2019au jour o\u00f9 il s&#8217;est bless\u00e9 au travail. Vivant d\u00e9j\u00e0 d&#8217;un ch\u00e8que de paie \u00e0 l&#8217;autre, Manuel \u00e9tait admissible \u00e0 la CSPAAT et aux prestations d\u2019invalidit\u00e9 de longue dur\u00e9e, mais ces prestations ne repr\u00e9sentaient que 75 % de son ancien salaire. Par cons\u00e9quent, il a accumul\u00e9 une dette qui a nui \u00e0 sa cote de cr\u00e9dit. Malgr\u00e9 ses propres difficult\u00e9s financi\u00e8res, Manuel \u00e9tait d\u00e9termin\u00e9 \u00e0 soutenir sa fille, r\u00e9cemment dipl\u00f4m\u00e9e et elle-m\u00eame endett\u00e9e par ses \u00e9tudes.  <\/p>\n<p>&nbsp;<\/p>\n<p>Pensant qu\u2019il ne serait pas admissible au financement de sa banque, Manuel a hypoth\u00e9qu\u00e9 sa maison avec un pr\u00eateur priv\u00e9 \u00e0 un taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9 avec des paiements d\u2019int\u00e9r\u00eat seulement. La propri\u00e9t\u00e9, situ\u00e9e dans un quartier \u00e9tabli de Toronto, appartenait \u00e0 sa famille depuis 1991 et \u00e9tait enti\u00e8rement pay\u00e9e jusqu\u2019\u00e0 ce que Manuel l\u2019hypoth\u00e8que. <\/p>\n<p>&nbsp;<\/p>\n<p>Sur les conseils d&#8217;un ami, Manuel a consult\u00e9 un courtier hypoth\u00e9caire exp\u00e9riment\u00e9, ayant une excellente compr\u00e9hension des pr\u00eats alternatifs. Manuel a \u00e9t\u00e9 surpris et soulag\u00e9 d\u2019apprendre qu\u2019il \u00e9tait admissible au refinancement d\u2019une nouvelle hypoth\u00e8que de premier rang Classique  de Home Trust. Cette solution lui a permis de rembourser son hypoth\u00e8que priv\u00e9e et d\u2019acc\u00e9der \u00e0 des fonds suppl\u00e9mentaires pour reb\u00e2tir son cr\u00e9dit et aider sa fille \u00e0 d\u00e9marrer sur une bonne base financi\u00e8re.  <\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #00a9ce;\"><strong>Vous \u00eates un courtier Home Trust? Pour en savoir plus ou pour soumettre\u00a0un pr\u00eat, communiquez\u00a0 avec\u00a0votre directeur du d\u00e9veloppement des affaires.<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Manuel doit refinancer son hypoth\u00e8que priv\u00e9e co\u00fbteuse Manuel \u00e9tait un fonctionnaire avec pr\u00e8s de vingt ans d\u2019exp\u00e9rience jusqu\u2019au jour o\u00f9 il s&#8217;est bless\u00e9 au travail. Vivant d\u00e9j\u00e0 [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":5381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[252],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.6 (Yoast SEO v16.6.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Conclure un pr\u00eat apr\u00e8s un accident du travail - Home Trust<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.hometrust.ca\/blog\/manuelfullstory\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Conclure un pr\u00eat apr\u00e8s un accident du travail\" \/>\r\n<meta property=\"og:description\" content=\"Manuel doit refinancer son hypoth\u00e8que priv\u00e9e co\u00fbteuse Manuel \u00e9tait un fonctionnaire avec pr\u00e8s de vingt ans d\u2019exp\u00e9rience jusqu\u2019au jour o\u00f9 il s&#8217;est bless\u00e9 au travail. 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