Financing to get the job done

Join the program

Home Trust Retail Credit Services is a dedicated division of Home Trust that specializes in the home improvement market. We deal with over 1,000 businesses helping to close deals and deliver the best solution for your customer. We understand your need for a reliable partner, and we provide you with:

  • Competitive financing
  • Expert staff
  • Personalized service
  • Quick turnaround on credit decisions

We’re known for being flexible, fast and easy to work with.


  • Instant automated approvals – 24/7
  • Around the clock credit decisions
  • Up to the minute application status updates
  • Funding within 48 hours of job completion


  • Competitive rates
  • Flexible financing options
  • Up to $50,000 financing for a single project
  • Fully open loans


  • Mobile friendly online access
  • Easy-to-complete online applications
  • Automated documentation
  • Personalized training and support provided

We pride ourselves on our personal service and hands on approach. When you call us you are guaranteed to talk to a person on our team, all of whom have experience and knowledge of the industry. Every customer application receives our personal attention and is reviewed by an underwriter. We are here to understand your needs and provide you with the best solutions.