Grow your business with flexible client payment solutions

We pride ourselves on our personal service and hands on approach. When you call us you are guaranteed to talk to a person on our team, all of whom have experience and knowledge of the industry. Every customer application receives our personal attention and is reviewed by an underwriter. We are here to understand your needs and provide you with the best solutions.

Instant automated approvals
24/7 Around the clock credit decisions
Up to the minute application status updates
Quick funding turnaround after job completion
Competitive rates
Flexible financing options
Up to $50,000 financing for a single project
Fully open loans
Mobile friendly online access
Easy-to-complete online applications
Automated documentation
Personalized training and support provided

Become a merchant

Learn how you can grow your business with flexible financing to make your products affordable for your customers!

  • Bookkeeping and accounts receivables expenses.
  • Customer payment administration.
  • Billing and collection problems.
  • Give us a call to see if we can build a new opportunity together. 1-888-763-0002.

Home Improvement Program

Build your sales with a financing plan for single major purchases! Our programs offer:
  • Up to $50,000 for single major purchases.
  • Easy to complete customer applications.
  • Flexible financing options. Instant automated approvals – 24/7.
  • Quick funding turnaround after job completion.
  • Fully open loans – customer can pay off the balance at any time.
  • We provide staff training and support.
  • Phone in option – get credit decisions by calling our credit department

Our Home Improvement Programs currently offer financing for the following list of standard products:

Air Conditioning
Decks & Patios
Windows & Doors

Room additions
Hot Tubs & Pools

If your products are not on our standard list, give us a call to see if we can build a new opportunity together. Contact us at 1-888-763-0002

Home Owner Merchant Express Portal

In addition to providing you with personalized service, Home Trust Retail Credit Services gives you the option of going online to submit applications for an even faster experience!

The Home Trust Advantage

Our new Home Owner Merchant Express portal can provide:

Instant automated approvals – 24/7

Easy-to-complete online applications with our seamless driver’s licence scanning feature

Automated documentation from start to finish with E-Signature option

Compatible on Apple iPad 3 & up and Samsung Galaxy Pro & S tablets