At Home Trust, we believe that everyone who calls Canada home deserves the opportunity to dream big. Whether you’re buying your first home, becoming your own boss, or starting a new chapter, saying “yes” to what is possible is the first step in the journey.
Click on the roadmap to begin your journey.

Whether you’re buying a home, looking to refinance, or renewing your mortgage, we have a solution that’s right for you.
Get more out of your growing business by accessing the equity in your home to fund your expansion dreams with the Home Trust Equityline Visa.
We provide a full range of mortgages and financial products to meet your borrowing needs.
Consider moving to a smaller home to save on expenses.
Get more out of your adventures and your everyday spending with a credit card that earns you 1% CashBack Rewards1. The Home Trust Preferred Visa is a no annual fee card that’s accepted worldwide, and you pay no exchange fees2 on foreign currency transactions – even when you shop online.
Read these five tips to help save you money on your next trip.
Finance your spring renovation project with these helpful tips.
Leverage the convenience of the Home Trust Equityline Visa when you’re ready to take on a home improvement project like adding a pool or redoing your landscaping.
When you’re ready to start a new chapter, the Home Trust Secured Visa helps you build credit with the flexibility and convenience of a credit card.
Seven signs you could be ready to expand your business.
If your financial goals have changed since you obtained your mortgage, now may be the best time to consider refinancing your mortgage.
When done responsibly, a refinance allows you to say yes to the possibility of using your home equity to reach your short or long-term goals.
Work with a mortgage broker to achieve your home ownership goals.
Prepare your mortgage application to help start your new life in Canada.
Solutions that can help you on your journey
Visit our product pages to learn how Home Trust can help you along your journey to better living.

Whether you are buying your first home, looking to refinance, or exploring renewal options, we offer mortgage solutions that fit your financial needs.

The Equityline® Visa allows you to access your home equity with the convenience of a Visa card.
- Low interest rates
- Earn 1% cash back on all eligible purchases1
- No annual fee

A Home Trust Preferred Visa* allows you to get more out of our everyday spending.
- Guaranteed hotel reservations
- No foreign exchange fees2
- Earn 1% cash back on all eligible purchases1
- No annual fee

Take control of your future with the Home Trust Secured Visa.
- Build credit
- Set your own limit
- Choose from no fee or low interest
1Cash advances, balance transfers, interest, fees and foreign transactions (including online purchases in foreign currencies) are not eligible for CashBack Rewards.
2Foreign currency transactions are converted at the exchange rate set by Visa International, without additional surcharge.
®Registered trademark of Home Trust Company.
*Visa Int./Home Trust Company, licensed user of mark.
The road to better living starts with one bold word.
Home Trust was built on the belief that everyone who calls Canada home deserves the opportunity to dream big. Take that first step and see what’s possible when you say yes.