At Home Trust, we believe that everyone who calls Canada home deserves the opportunity to dream big. Whether you’re buying your first home, becoming your own boss, or starting a new chapter, saying “yes” to what is possible is the first step in the journey.

Click on the roadmap to begin your journey.

Say yes map v3

Whether you’re buying a home, looking to refinance, or renewing your mortgage, we have a solution that’s right for you.

Learn more

Get more out of your growing business by accessing the equity in your home to fund your expansion dreams with the Home Trust Equityline Visa.

Learn more

We provide a full range of mortgages and financial products to meet your borrowing needs.

Learn more

Canada is a beautiful place with many unique places to visit. Let us help plan your next trip!

Read article

Get more out of your adventures and your everyday spending with a credit card that earns you 1% CashBack Rewards1. The Home Trust Preferred Visa is a no annual fee card that’s accepted worldwide, and you pay no exchange fees2 on foreign currency transactions – even when you shop online.

Learn more

Read these five tips to help save you money on your next trip.

Read article

Help the environment by giving unused household items a new lease on life. 

Read article

Leverage the convenience of the Home Trust Equityline Visa when you’re ready to take on a home improvement project like adding a pool or redoing your landscaping.

Learn more

When you’re ready to start a new chapter, the Home Trust Secured Visa helps you build credit with the flexibility and convenience of a credit card.

Learn more

If your financial goals have changed since you obtained your mortgage, now may be the best time to consider refinancing your mortgage.

Learn more

When done responsibly, a refinance allows you to say yes to the possibility of using your home equity to reach your short or long-term goals.

Learn more

Take the worry about budgeting for your growing household.

Read article

Solutions that can help you on your journey

Visit our product pages to learn how Home Trust can help you along your journey to better living.

Whether you are buying your first home, looking to refinance, or exploring renewal options, we offer mortgage solutions that fit your financial needs.

Learn more >

The Equityline® Visa allows you to access your home equity with the convenience of a Visa card.

  • Low interest rates
  • Earn 1% cash back on all eligible purchases1
  • No annual fee

Learn more >

A Home Trust Preferred Visa* allows you to get more out of our everyday spending.

  • Guaranteed hotel reservations
  • No foreign exchange fees2
  • Earn 1% cash back on all eligible purchases1
  • No annual fee

Learn more >

Take control of your future with the Home Trust Secured Visa.

  • Build credit
  • Set your own limit
  • Choose from no fee or low interest

Learn more >

1Cash advances, balance transfers, interest, fees and foreign transactions (including online purchases in foreign currencies) are not eligible for CashBack Rewards.
2Foreign currency transactions are converted at the exchange rate set by Visa International, without additional surcharge.
®Registered trademark of Home Trust Company.
*Visa Int./Home Trust Company, licensed user of mark.

The road to better living starts with one bold word.

Home Trust was built on the belief that everyone who calls Canada home deserves the opportunity to dream big. Take that first step and see what’s possible when you say yes.