Home Trust Secured Visa Card

The best way to get the credit you deserve.

The Secured Visa* is ideal for students, new Canadians, students, past bankruptcies or anyone with thin or damaged credit. Get all the benefits of Visa* while building your credit profile.

How the Secured Visa works for clients

  • A security deposit is required for eligibility from as little as $500 or as much as $10,000** and your client’s credit limit is set at the amount of the security deposit
  • Unlike a prepaid card, payment history and other account information is reported on a monthly basis to the credit bureau
  • The card can be used for purchases in store, online or by phone and access cash anytime, anywhere

How the Visa Referral Program works for brokers

Brokers that register for the Visa Referral Program receive a referral code and application link wit h the referral code to share with clients. For every approved application with the referral code, brokers will earn $35, paid to brokers on a monthly basis.

Talk to your Local Home Trust Rep for more information

*Visa Int./Home Trust Company, Licensed user of mark. Each mortgage application is subject to approval based on its own merits in accordance with Home Trust’s policies and guidelines.
**Deposit amount is insured by CDIC and returned upon closing the card.
Product may differ or may not be available in Quebec.