Why partner with Home Trust?

Home Trust works with an exclusive group of mortgage brokers to provide alternative mortgage solutions. We differentiate ourselves from competitors by offering common-sense lending solutions for:

BFS and commission income

Clients with low credit or limited credit history

High-value urban and suburban properties


Rental properties

New to Canada

High ratio mortgages

Equityline Visa

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We are here to help you find the right solution for your clients.

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Onboarded Brokers

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Give your clients the right mortgage solution.

We take pride in making homeownership dreams come true.
We offer options for those who are overcoming past credit challenges,
are self-employed or new to Canada.

We offer competitive rates to financially savvy clients who have a strong credit history. Our prime mortgage programs may be the right fit for a variety of clients, including those who need to finance their first home, a rental property, or switch/transfer their current mortgage.

We understand the stories of clients who are new to Canada with sound employment prospects or recovering from a disruptive event that affected their credit score. Our sales team and underwriters are ready to provide the right solutions.

We offer solutions for sole proprietors, partnerships, and corporations. Submit contracts, invoices, and bank statements as income documentation and we can work together to get the right mortgage.

More than mortgages
Add a Home Trust credit card to mortgage applications to offer added financial flexibility.
Home Trust Equityline® Visa

A HELOC alternative that gives clients easy and convenient access to the equity in their home through a credit card; without having to break their first mortgage. It empowers you to go beyond the mortgage to offer clients real answers to their needs. There is also an option to combine an ELV with a Classic 1st mortgage to create a One Charge and clients can access their equity for future expenses.

Solution for:
  • Debt consolidation
  • Everyday spending
  • Life event expenses
  • Home renovations
  • Operating line
Key Features:
  • Access to home equity
  • Low annual interest rates
  • Convenience of a credit card
  • Cashback rewards
Learn more >
Home Trust Preferred Visa

Allows your clients to get more out of their everyday spending with the benefits they prefer.

Visa solution for:
  • First time home buyers
  • Self-employed clients
  • Clients with good credit
Key Features:
  • No foreign exchange fees
  • 1% CashBack rewards on eligible purchases
  • No annual fee
Learn more >
Home Trust Secured Visa

Allows your clients to take control of their future by setting their own limit and building their credit rating.

Visa solution for:
  • Clients who need to establish credit
  • Clients who are new to Canada
  • Clients who need credit card accessibility
Key Features:
  • Shop and book online
  • Only pay for what you use
  • Flexible and convenient
Learn more >