We offer Canadians a wide range of financial product and service alternatives, including mortgages, Visa cards, deposits and retail credit services.

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Making your mortgage simple
Getting the credit you deserve
Grow your business with flexible client payment solutions
Reaching your clients' investment goals

Home Trust

Home Trust Company is one of Canada's leading trust companies.

Mortgages

Choose a flexible mortgage solution tailored to suit your needs.
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Mortgage Rates
Mortgage Calculators

Making home ownership possible

Canadians with former credit difficulties

that have since been resolved, including discharged bankrupts

Small business owners

who cannot prove enough income to qualify with a major bank

Homeowners

who have built up equity in their property but do not meet income requirements.

New immigrants to Canada

who do not have a credit history

Apply now
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Credit Cards

Select the Home Trust Visa that’s right for you.
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Our credit card offerings

Home Trust Equityline Visa Card
$
Consolidate your debts and save, renovate your home, even just manage everyday expenses – it’s up to you! 
Apply now
Home Trust Preferred Visa Card
$
Home Trust’s no annual fee Preferred Visa with 1% cashback and no limits to the amount you can earn.
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Home Trust Secured Visa Card
$
Our Secured Visa is a great way to build or re-build your credit, even if you’ve had difficulties in the past or have never had a credit card. 
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Retail Credit

Grow your business with flexible client payment solutions.
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Financing to get the job done

Home Trust Retail Credit Services is a dedicated division of Home Trust that specializes in the home improvement market. We deal with over 1,000 businesses helping to close deals and deliver the best solution for your customer. We understand your need for a reliable partner, and we provide you with:
  • Competitive financing
  • Expert staff
  • Personalized service
  • Quick turnaround on credit decisions

Become a merchant

These simple steps will help get you there.
  • 1

    Business information

  • 2

    Owner/principal information

  • 3

    Current financing partner information

Apply now

Deposits

Help your clients’ achieve their investment goals with our proven solutions.
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Home Trust Deposits

With our wide range of deposits, our fast, personalized service, and competitive pricing, Home Trust is here to provide the right investment solutions to you to meet your short term and long term goals. Home Trust has a variety of safe, guaranteed investments to help you to diversify their portfolio and to minimize the impact of market volatility.
Deposit broker
High Interest Saving Account
Home Trust Clients
Oaken Customers

Deposit protection

Investing your money safely.
Get high rates with eligibility for CDIC coverage.
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Careers

We offer competitive salaries, comprehensive benefits, opportunities to grow and rewards for outstanding achievements.
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Contact Details

145 King Street West, Suite 2300,Toronto, Ontario M5H 1J8Tel: 1-877-903-2133 or 416-775-5000
Fax: 1-888-470-2092 or 416-363-7611inquiry.htc@hometrust.ca

Opening Hours

Get in touch with Home Trust

Home Trust Company is one of Canada's leading trust companies

Our Story

Whether it’s helping you to buy your first home, consolidate higher-interest loans and credit cards or renovate your dream house, we’ve got the flexible alternative solutions to help you meet your goals.
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