The Company is considered a Category 1, non-AIRB-approved institution under OSFI’s SMSBs segmentation category.
Regulatory disclosures including Capital and Leverage Ratio disclosures, Additional Pillar 3 disclosures and Residential Mortgage Underwriting Practices and Procedures (B-20) disclosures for Home Trust Company required by Office of the Superintendent of Financial Institutions Canada (OSFI) can be accessed by clicking on the following links:
Basel III Pillar 3 Annual Disclosures
Composition of Capital for SMSBs
Leverage Ratio Common Disclosure
Additional Pillar 3 Disclosures
Additional financial information for the Company can be found on OSFI’s Financial Data page on their website at Financial data for trust companies – Office of the Superintendent of Financial Institutions (osfi-bsif.gc.ca)
Required regulatory disclosures, such as the Pillar 3 disclosure requirements of the Basel Committee on Banking Supervision and the disclosure requirements outlined in OSFI guidelines, for periods prior to the acquisition on August 31, 2023 of Home Capital Group (Home Trust Company’s former parent Company) by a wholly-owned subsidiary of Smith Financial Corporation are contained in the Quarterly and Annual Reports to Shareholders or the Management Information Circulars of Home Capital Group. These documents are available on the Canadian Securities Administrators’ website at www.sedar.com.