Making your mortgage simple.
Choose a flexible mortgage solution tailored to suit your needs.

Apply Now

Posted mortgage rates

At Home Trust, we have partnered with mortgage brokers for over 30 years to help thousands of Canadians feel the pride of homeownership. We take the time to listen to everyone's story, look at all the facts and offer prudent solutions that make sense.

For the latest rates for all Home Trust mortgage products, please contact your mortgage broker.

Term Posted rate1
1 Year fixed 3.64%
2 Year fixed 3.89%
3 Year fixed 4.45%
4 Year fixed 5.04%
5 Year fixed 5.34%

1Subject to meeting Home Trust credit granting criteria. Some conditions apply.Effective: October 24, 2018. Rates are subject to change without notice.

For more information contact your mortgage broker

How to...

Purchase your property

Depending on the mortgage product, your property type and your location, we lend up to 80%

Refinance your property

If your mortgage is closed and you refinance before your renewal date, you may face a penalty. However, it may still be worthwhile to refinance.

Renew your mortgage

Concerned about interest rates? Renew early and lock in with our
30-day rate guarantee.

Costs to consider

When purchasing or refinancing a property, you may incur some or all of the following costs….

Legal documents

Home Trust Mortgage Documents

Acknowledgement and Direction re Funds

Certificate of Independent Legal Advice*

Client Identification List

Mortgage Application apply online

Our Story

We offer Canadians a wide range of financial product and service alternatives, including mortgages, Visa cards, deposits and retail credit services.
Learn more

Get in touch with Home Trust

Home Trust Company is one of Canada's leading trust companies