A Secure Way To Grow Your Savings

We provide a range of Guaranteed Investment Certificates (GICs) for both personal and commercial needs, offering guaranteed returns and competitive rates. In addition, each deposit is available through either Home Trust Company or Home Bank, both of which are separate members of the Canada Deposit Insurance Corporation (CDIC).

Product Term Plan Availability Minimum Deposits
Short Term GIC
Non-registered: 30-365 days
RSP: 90-365 days
1 Year Cashable
1 year cashable after
30 or 90 days
Non-registered: $1,000
Long Term GIC
1-5 years Non-registered:

Product Information

Home Trust Company and Home Bank GICs are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits.