Get more out of owning your home,
with no fees
The Home Trust Equityline Visa* card makes your plans for “some day” possible today. It provides access to your home’s equity with all the convenience and security of a credit card. It also helps you get more out of your everyday spending with a high credit limit, low rate, no annual fee and no foreign exchange fees.

This credit card product is not available in Quebec
Home Equityline Visa for high credit limits, low interest rates and no foreign exchange fees
Expand your thriving business
- Use the equity in your home to help fund expansion projects
- Make purchases with the convenience of a Visa credit card
Help secure your financial future
- Use the equity in your home to consolidate debt
- Combine your debts into manageable payments
Create the home of your dreams
- Use the Home Trust One Charge to access revolving credit to purchase your home and pay for necessary repairs
Interest savings calculator
Use your Home Trust Equityline Visa to consolidate debt. Enter the current debt amount you would like to consolidate and the interest rate to see how much you could save on an annual basis.
How much can you save?
Use this calculator to determine how much you can save on your annual interest payments by consolidating your debts into an Equityline Visa card:
Your interest savings with the EquityLine Visa:
Annual savings
at 9.99%:
$0
Minimum Payment = $10 + Interest + Fees:
$0
Annual interest:
Current interest cost
Equityline Visa
This calculator is provided for illustrative purposes only. No representation or warranty is made as to the accuracy, applicability or in relation to the savings that will be realized in any particular case. Savings will depend on your existing levels of credit card debt, the interest rates applicable to that debt, and on credit worthiness.
Home Trust Visa Resources
1 Interest rate varies, depending on real estate collateral and borrower’s credit.
2 Foreign currency transactions are converted at the exchange rate set by Visa International, without additional surcharge.
3 Certain restrictions, limitations and exclusions apply. The Visa Zero Liability policy protects Visa cardholders who have a Canadian issued Visa card and experience fraud through unauthorized use of their card. Visit visa.ca for more information.
4 Purchase Security insurance is underwritten by Chubb Insurance Company of Canada. Complete terms and conditions are outlined in the Certificate of Insurance provided with your Home Trust Visa card.