Home Trust Company Leverage Ratio Disclosures

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Home Trust Company calculates the leverage ratio based on the Basel III leverage ratio framework and OSFI’s Leverage Requirements Guideline, which provide a simple, transparent, non-risk based leverage ratio to act as a supplementary measure to the risk-based capital requirements. The Company adopted the leverage requirements in the first quarter of 2015. A breakdown of the main leverage ratio regulatory elements on an “all-in” basis are provided in the Leverage Ratio Common Disclosure Template prescribed by OSFI and can be accessed by clinking on the following links:

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