Home Trust Blog

Recapping what we learned in 2021

This year, the Home Trust team worked as diligently as ever to provide Canadians with information to help them make informed financial decisions, prepare for their futures, and make the most out of life at home. To help refresh your memory of what we learned together, here’s a recap of blog posts we shared in 2021.

January to March

We started the year by giving you 21 home hacks you should know in 2021 and a “Road to home ownership” blog series with topics on preparing to buy a home, the affect gig work might have on your ability to get a mortgage, and how building your credit rating may help you get the best rates.

We also talked about the importance of home maintenance to avoid costly repairs and gave tips for easier green living. And as most of us were still working remotely at the start of the year, we shared ideas for maintaining some separation between work and home.

April to June

We continued our “Road to home ownership” series with posts on estabishing credit history and knowing how much you can afford to pay for a home. We also discussed the various professionals you will engage with during your home buying process, including a mortage broker, real estate appraiser, real estate lawyer, home inspector, and real estate agent.

We shared ideas for beautifying your home with posts about growing a garden in any space and gardening projects to improve your home’s curb appeal. We also posed the question: Urban or suburban living: What’s better for you? for those who can’t decide between city or more rural living.

Lastly, we provided timely information about recent changes to the mortgage stress test and how it may affect you, and broke down the cost of being a grownup after graduation.

July to September

As restrictions loosened in the summer, Canadians began exploring travel options, so we wrote a series of blog posts to help those with wanderlust make the most out of their trips. We shared tips on how to take the ultimate Canadian road trip, stretching a travel budget, saving money on travel, and travel tech that can save you both time and money. We also explored 10 off-beat destination for great Canadian road trips and asked you what type of traveller you were.

We took another road trip, this time to money management, with “Road to money management” stories about Canadians to help you make the most of your financial situation at key stages of your life, from heading off to school, merging finances when cohabitating, dealing with a sudden job loss, buying your first home before starting a family, and teaching your kids about money.

October to December

We shared highlights from our 9th annual charity golf tournament, which raised over $130,000 in support of the Canadian Mental Health Association. Even with a modified tournament to ensure everyone’s safety, the excitement and enthusiasm were undeniable!

We summarized Financial Literacy Month by looking back on some of our top viewed financial literacy blog posts, and lastly, with winter around the corner, we offered simple home hacks and easy repairs to winter-proof your home.

We love giving you fresh ideas for your home, personal finance tips, and ways to get more out of life at home. If there’s a topic you’d like us to write about, drop us a note at blog@hometrust.ca

The information, materials and opinions contained in this Blog are provided for your information only. This Blog does not constitute legal, financial or other professional advice and you should not rely on it as an alternative to specific advice based on your particular circumstance. This Blog contains links to third party websites. These links are provided for information and convenience; Home Trust does not endorse the content of any third party website, and it makes no representation or warranty as to the information on such third party sites. By clicking on any link to a third party site, you leave Home Trust’s website and do so at your own risk. Home Trust disclaims all liability for any damage or loss that results from your access to or reliance on information contained in this Blog or any third party site.

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